Market Daily

Theresa Contreras and BAJA FORGED: Leading a Custom Off-Road Revolution with Bold Designs and Unmatched Performance

By: Joshua Finley

In the highly competitive automotive industry, few names resonate with innovation and individuality like Theresa Contreras. As co-founder and lead designer of BAJA FORGED, she has redefined what it means to create custom off-road vehicles. Theresa’s passion for vehicles goes beyond aesthetics; she believes that a well-designed vehicle can transform lives, inspire adventure, and empower individuals to explore the world around them.

Customization as a Catalyst for Adventure

Theresa Contreras is a firm believer in the power of customization. “Customizing your vehicle and using it to take you on adventures will change your life; it changed mine,” she reflects. For Theresa, vehicles are not merely modes of transportation—they are an extension of oneself, an essential part of life’s most memorable journeys.

At BAJA FORGED, Theresa and her team specialize in crafting bespoke off-road vehicles designed for more than just rugged terrain. Their signature builds, particularly their work with Ford Broncos, combine functionality with cutting-edge design, allowing drivers to forge their own paths and experience the freedom that comes with adventure.

Roots in the Automotive World: Learning from the Ground Up

Theresa’s passion for automotive design is deeply rooted in her upbringing. Growing up in her family’s shop, LGE-CTS Motorsports, she was surrounded by cars and the craft of customization from an early age. As a child, she and her sister sanded vehicle panels, cleaned up the shop, and learned the ins and outs of automotive craftsmanship.

After attending Cal Poly Pomona for Graphic Design, Theresa returned to the automotive industry with a fresh perspective and a desire to make her mark. Her design skills and artistic eye allowed her to push the boundaries of traditional vehicle builds, and soon her innovative concepts began to draw attention.

Overcoming Challenges to Stay True to Her Vision

One of Theresa’s greatest strengths is her ability to persevere in the face of doubt. Her designs were often ahead of their time, and her creative approach was not always immediately embraced by industry insiders. However, Theresa never wavered from her vision. “If I had let the initial naysayers hold us back, we wouldn’t be here today,” she says, reflecting on the journey that led her to establish BAJA FORGED.

Her determination paid off, as BAJA FORGED quickly became synonymous with high-quality, performance-driven off-road vehicles. With each build, Theresa continues to prove that creativity and perseverance can overcome even the toughest challenges in a competitive industry.

Recognition and Awards for Groundbreaking Work

Theresa’s bold designs have earned her numerous accolades and widespread recognition within the automotive industry. She has received prestigious honors, including the “She is SEMA – Woman of the Year” award in 2021. Her innovative approach has also been featured at industry-leading events such as SEMA, where her custom builds, including collaborations with iconic figures like Jay Leno and Billy Gibbons, have garnered praise for their originality and craftsmanship.

Shaping the Future of Automotive Customization

Theresa Contreras has never been one to follow the crowd. Through BAJA FORGED, she continues to forge new paths, designing vehicles that challenge conventions and inspire others to explore beyond the limits of ordinary road travel. Each vehicle that leaves the BAJA FORGED shop is a reflection of her philosophy: stay true to your passions, push boundaries, and always embrace the spirit of adventure.

With a focus on individuality and a commitment to excellence, Theresa and BAJA FORGED are reshaping the off-road industry, one custom build at a time. The vehicles they create are not just machines—they are symbols of empowerment, adventure, and the ability to forge one’s own path

 

Published By: Aize Perez

From Military Service to Entrepreneurship – Justin Brock’s Journey Through Early Business Challenges and Triumphs

Going from military service into entrepreneurship can be quite an ordeal. Veterans returning to civilian life must get accustomed to a different set of norms and a whole new industry. When one is in military service, it instills leadership, discipline, and resilience that may turn out a little different in performance in entrepreneurial ventures. Going from strict protocol to innovation and uncertainty-acceptance is a shift in which one must be adaptive and take a chance. The career path that Justin Brock has undertaken shows the ups and downs most veterans deal with in building their identities in business.

He was a former United States Marine, recognized in the insurance industry as one of the top performers, especially with Medicare. However, going from military service to being a successful entrepreneur did come with exceptionally high barriers. Like many veterans, Brock struggled to find his place in a civilian career. His story reflects the work needing to be done in order to transcend early setbacks and shows how military value can be applied to entrepreneurial success.

Early Struggles in Business

Upon retirement from the military in 2014, he joined the insurance business where his family was operating, Bobby Brock Insurance. The company had been successful, but he now needed to realize that this would mean a lot of work transitioning into the business way more than he had thought. The first few years became quite a learning curve for Brock, who had to make do with the operations and selling techniques that would get him through the fiercely competitive insurance world. The very first hurdle he had to get through was learning the ways of Medicare, which is quite a complicated, ever-changing market that takes lots of learning and readjustments.

Brock also encountered challenges in managing the existing business structure. At the time, Bobby Brock Insurance was run traditionally, with systems and processes that were not fully optimized for modern efficiencies. Brock recognized the need for innovation but lacked the experience to implement changes immediately. His early attempts to modernize operations often met resistance from established employees and existing clients who were comfortable with the old ways of doing things.

Additionally, Brock struggled with self-doubt. Coming from a very well-structured background, such as the military, where everything is black and white, into an industry where so much is gray and highly competitive can be overwhelming. The initial period of uncertainty and struggle was characterized by moments of doubt about whether he could truly make a mark in a civilian industry so vastly different from the structured environment of the military.

Pivotal Moments: Setbacks and Recoveries

While Brock faced numerous challenges early in his career, several pivotal moments marked turning points that defined his entrepreneurial journey. One of the most significant setbacks occurred when he attempted to introduce new technologies into the company’s operations. Initially, these initiatives failed to gain traction, leading to financial strain and frustration within the business. Brock’s decision to push for automation and digital systems was seen as too disruptive by some, and the company experienced a temporary decline in productivity as it transitioned to these new methods.

However, instead of giving up on these initiatives, Brock used the setback as an opportunity to refine his strategy. He sought outside advice, attended industry conferences, and networked with other businesspeople who integrated technology into their companies. Over time, this conveyed an understanding of how one might appropriately balance innovation and tradition, making small changes that update the business without losing its current customers or workforce.

The third turning point was when Brock suffered a critical slump in sales, which was due to market fluctuations. At that time, most other insurance market businesses were finding it really hard to sustain their growth. Brock’s company could not avoid such pitfalls either. Rather than becoming a permanent setback, he used the time to rethink his sales strategy. Then, Brock adopted a much more aggressive marketing strategy, moving into digital and social media to widen the song’s exposure and thus stabilize the company’s finances.

Strategies for Overcoming Challenges

Brock’s ability to overcome these early obstacles can be attributed to several key strategies he employed during this period of growth. First and foremost, he focused on continuous learning. Brock understood that staying stagnant in an industry as dynamic as Medicare insurance was not an option. This commitment to learning allowed him to stay ahead of the curve, making informed decisions about the future of his business.

Another strategy Brock employed was the deliberate shift toward technology. Although his initial attempts to introduce technology into his operations were resisted, Brock remained convinced that digital transformation was essential for long-term success. He refined his approach to implementing new systems by gradually introducing tools like GoGuru Pro, a Customer Relationship Management (CRM) platform he later developed to streamline operations and improve customer relations. This gradual implementation helped smooth the transition for both employees and clients.

Reflection and Advice for Aspiring Entrepreneurs

So far as reflections of his entrepreneurship go, Brock’s experiences provide insight for others to transition into business. Of the many things his story could teach one, perhaps at the forefront is adaptability. That allowed Brock to learn and evolve from mistakes made within the complex world of Medicare insurance and use early struggles to grow.

Another vital thing that can be learned from Brock’s journey is perseverance. His story reminds budding entrepreneurs that success, generally speaking, stands on a foundation of failure. Hardly has it ever gone smoothly on the road to entrepreneurship, but whoever is ready to stay the course, learn from setbacks, and continually refine their strategies can succeed.

In a nutshell, Justin Brock’s transition from military service into entrepreneurship was replete with challenges, but through the process of perseverance, adaptability, and the commitment to learn, he has thus far established a very positive career in the insurance industry.

Published by: Nelly Chavez

How Does Telematics Work

By: Joshua Finley

Telematics is a technology that blends telecommunications and information processing to monitor, track, and manage vehicles and other assets. The primary components of telematics include GPS technology, onboard diagnostics systems, and wireless communications, which work together to collect and transmit data. This data provides real-time insights into vehicle performance, driver behavior, and location, offering a range of applications for fleet management, insurance, and personal use. How does telematics work – it works great with the right people in place!

Components of Telematics

  1. GPS Technology A core element of telematics is the Global Positioning System (GPS), which uses satellites to provide real-time location information. GPS sensors installed in vehicles communicate with satellites to pinpoint their exact location. This enables tracking of the vehicle’s position, speed, and direction of travel.
  2. Onboard Diagnostics (OBD) Modern vehicles come equipped with onboard diagnostics systems that monitor the engine and other vehicle components. Telematics systems tap into the OBD-II port to collect data on engine performance, fuel consumption, tire pressure, and even emissions. This information is invaluable for fleet managers and individuals who want to ensure optimal vehicle health and efficiency.
  3. Wireless Communication Once the data is collected from the vehicle’s GPS and OBD system, it is transmitted via cellular networks or satellite communications. The information is sent to a central server or cloud-based platform, where it can be accessed and analyzed by users, typically through a dashboard or mobile app.

How Telematics Works

The process begins with the installation of a telematics device in a vehicle, usually through a plug-in to the OBD-II port or a more integrated system that connects to multiple sensors. This device continuously gathers data on the vehicle’s location, speed, fuel efficiency, and other performance metrics.

Next, the data is transmitted through a cellular network or satellite connection to a cloud-based server. This transmission happens in real time or at specified intervals, depending on the system’s configuration. Once the data reaches the server, it is processed and made available to the end-user through an online portal or mobile application.

Users can then monitor a variety of metrics, such as the vehicle’s location, the duration of trips, fuel usage, and even driver behavior metrics like harsh braking or speeding. Many systems offer alerts for maintenance issues or excessive idling, helping drivers and fleet managers improve efficiency and reduce costs.

Applications of Telematics

  1. Fleet Management For businesses with fleets of vehicles, telematics offers a powerful tool to optimize operations. Fleet managers can track vehicles in real-time, monitor fuel usage, and even predict maintenance needs based on diagnostic data. This helps reduce downtime, improve fuel efficiency, and enhance overall productivity.
  2. Usage-Based Insurance Insurance companies use telematics to offer personalized policies based on actual driving behavior. By monitoring factors such as speed, braking, and the time of day a vehicle is used, insurers can adjust premiums to reflect risk more accurately. This benefits safe drivers, who may enjoy lower insurance costs.
  3. Navigation and Safety Telematics provides real-time traffic updates and route optimization, making navigation more efficient. In case of an accident or breakdown, the system can also notify emergency services with precise location details.

 

Published by: Khy Talara

The Pros and Cons of Buying a Fixer-Upper In Michigan

By: Jake Arky

Are you thinking about buying a home in Michigan? If so, you might be considering a fixer-upper. These houses that need some work can be a great deal, but they also come with their own set of challenges. Let’s explore the good and bad sides of buying a fixer-upper in the Great Lakes State.

What’s Good About Fixer-Uppers?

Fixer-uppers can be a great choice for many reasons. First, they’re often cheaper than move-in ready homes. This means you might be able to buy a house in a neighborhood you love, even if you thought you couldn’t afford it. You can use the money you save on the purchase price to fix up the house just the way you want it.

Another plus is that you get to make the house truly yours. When you buy a fixer-upper, you’re not stuck with someone else’s design choices. You can pick your own colors, materials, and styles. This lets you create a home that really fits your taste and needs.

Fixer-uppers can also be a good investment. If you do the work right, you might be able to sell the house for more than you paid for it plus the cost of repairs. This is called “sweat equity” – you’re putting in your own time and effort to increase the value of the house.

Josh Weston, Real Estate Investor, MittenHomeBuyer.com, shares his experience: “I’ve been flipping houses in Michigan for over a decade, and fixer-uppers have been the backbone of my business. I remember my first project in Grand Rapids – a rundown bungalow that needed everything from a new roof to updated plumbing. It was a challenge, but after four months of hard work, we transformed it into a charming family home. We ended up selling it for 40% more than our total investment. That project taught me the immense potential in these neglected properties. Now, I always tell new investors: with the right vision and a solid plan, fixer-uppers can be goldmines.”

What’s Not So Good About Fixer-Uppers?

While fixer-uppers have their benefits, they also come with some downsides. One of the biggest is the amount of work involved. Fixing up a house takes time, money, and often more skill than you might think. If you’re not handy or don’t have a lot of free time, a fixer-upper might not be the best choice.

Another issue is that you often don’t know what you’re getting into until you start the work. A house might look like it just needs a fresh coat of paint, but once you start working, you might find bigger problems like bad wiring or a leaky roof. These surprises can quickly eat up your budget and timeline.

Speaking of budgets, it’s easy to spend more than you planned on a fixer-upper. Even if you’re careful with your money, unexpected issues can pop up. You might also find yourself wanting to make upgrades you didn’t originally plan for, which can add to the cost.

Living in a construction zone can be tough, too. If you’re planning to live in the house while you fix it up, be prepared for dust, noise, and general chaos. This can be especially hard if you have kids or pets.

Sarah Johnson, Home Renovation Expert, MittenHomeBuyer.com, offers her insights: “I’ve guided countless homeowners through fixer-upper projects in Muskegon, and I always stress the importance of a thorough inspection. Last year, I worked with a couple who fell in love with a Victorian-era home. At first glance, it seemed like a dream project. But our inspection revealed extensive termite damage that nearly doubled their renovation budget. We managed to salvage the project by adjusting our plans and focusing on essential repairs first. This experience reinforced my belief that in fixer-uppers, knowledge truly is power. Always expect the unexpected and budget accordingly.”

Making Your Decision

So, should you buy a fixer-upper in Michigan? The answer depends on your situation. If you’re handy, have some extra cash, and are up for a challenge, a fixer-upper could be a great choice. You might end up with a beautiful home that’s worth more than you paid for it.

On the other hand, if you’re short on time, don’t like DIY projects, or want to move in right away, you might want to look for a move-in ready home instead. Remember, there’s no shame in wanting a house that doesn’t need work – it’s all about what’s right for you and your family.

If you do decide to go for a fixer-upper, make sure you do your homework. Get a good home inspection, estimate repair costs carefully, and be prepared for surprises. It’s also a good idea to have some extra money set aside for unexpected issues.

Michigan can be a great place to buy a fixer-upper. The state has a lot of older homes with character, especially in cities like Detroit, Grand Rapids, and Ann Arbor. These houses often have great bones and just need some TLC to shine again. Plus, Michigan’s relatively low cost of living means you might be able to afford more house than you could in other states.

Whether you choose a fixer-upper or a move-in ready home, the most important thing is finding a place that feels like home. Take your time, do your research, and don’t be afraid to ask for help from real estate professionals. With the right approach, you can find a great home in Michigan that fits your needs and your budget.

 

Published by: Khy Talara

The GoodDadAct Committee: Expanding Fathers’ Rights Nationwide

The successful passage of Ethan’s Good Dad Act in Florida marked a significant milestone in the fight for fathers’ rights. However, for the father behind this legislative triumph, it was just the beginning. Recognizing that the issues faced by unwed fathers extend far beyond Florida’s borders, he established the GoodDadAct Committee, a dedicated group working to change similar laws across the United States.

The GoodDadAct Committee was born from the realization that the legal challenges faced in Florida were not unique. Across the nation, many unwed fathers find themselves in similar situations, lacking legal rights to their children despite being actively involved in their lives. The committee’s primary goal is to replicate the success of Ethan’s Good Dad Act in other states, ensuring that all fathers have the legal right to be involved in their children’s lives, regardless of marital status.

At its core, the committee is driven by the belief that children benefit from having both parents actively involved in their lives. This belief is supported by extensive research showing the positive impacts of father involvement on children’s emotional, social, and cognitive development. By advocating for legal changes that recognize and protect fathers’ rights, the committee aims to create a more supportive environment for healthy parent-child relationships.

The work of the GoodDadAct Committee involves several key strategies. First and foremost is education. The committee works to raise awareness about the current legal landscape for unwed fathers and the potential benefits of changing these laws. This involves reaching out to lawmakers, legal professionals, and the general public to share information about the importance of fathers’ rights and the success of Ethan’s Good Dad Act in Florida.

Another crucial aspect of the committee’s work is building coalitions. Recognizing that change is more likely to occur when diverse groups come together, the committee actively seeks partnerships with other organizations focused on family rights, child welfare, and legal reform. These collaborations help to amplify the committee’s message and create a stronger unified voice for change.

The committee also provides support and resources for fathers facing legal challenges related to their parental rights. While not a legal service provider, the committee offers guidance on navigating the legal system and connects fathers with appropriate resources in their local areas. This support is crucial in helping fathers understand their current rights and the potential for change.

One of the most significant challenges faced by the GoodDadAct Committee is the variation in laws across different states. Each state has its own legal framework governing family law and parental rights, which means the committee must tailor its approach to the specific legal and political landscape of each state. This requires extensive research, local partnerships, and a flexible strategy that can adapt to different legislative environments.

The committee also faces the challenge of overcoming entrenched beliefs and stereotypes about fathers, particularly unwed fathers. There are still many misconceptions about the role of fathers in children’s lives and the motivations of men seeking legal rights to their children. The committee works tirelessly to counter these stereotypes with factual information and real-life examples of involved, committed fathers.

Despite these challenges, the GoodDadAct Committee has made significant strides in its mission. By leveraging the success story of Ethan’s Good Dad Act in Florida, the committee has been able to start conversations with lawmakers in several other states. These discussions have led to the drafting of similar bills in some states, marking the first steps towards nationwide change.

The committee’s work extends beyond legislative efforts. It also focuses on changing societal perceptions of fatherhood and promoting the importance of father involvement in children’s lives. Through media outreach, public speaking engagements, and community events, the committee works to create a culture that values and supports active fatherhood.

Looking to the future, the GoodDadAct Committee has ambitious goals. Its long-term vision is to see legislation similar to Ethan’s Good Dad Act passed in every state, creating a uniform recognition of fathers’ rights across the nation. The committee also aims to contribute to broader discussions about family law reform, advocating for policies that prioritize children’s well-being and recognize the evolving nature of modern families.

The work of the GoodDadAct Committee represents a grassroots movement with the potential to significantly impact family law in the United States. By advocating for fathers’ rights, the committee is not only working to protect the interests of individual fathers and children but also contributing to a broader shift in how society views fatherhood and family structures.
For those inspired by the work of the GoodDadAct Committee and interested in supporting fathers’ rights, there are several ways to get involved. Visit www.GoodDadAct.com to learn more about the committee’s ongoing efforts and how you can contribute. Whether through sharing information, volunteering, or supporting legislative efforts in your state, every action helps move the cause forward. You can also purchase a copy of Ethan’s Good Dad Act at www.EthansGoodDadAct.com.

 

Published By: Aize Perez